On-time payments reported to all three major credit bureaus. Late payments never reported. No fees, no credit check.2
Find a homeEnroll in Credit Builder for free. No paperwork, no fees, no credit check required. Available with Unlimited.2
Every on-time payment made through Stake gets reported to all three major credit bureaus.
Payment history is one of the biggest factors in your credit profile. Now your rent counts toward it.
The rent you already pay may help improve your FICO® credit score. On-time payments reported month after month, building a record that counts.
Stake only reports on-time payments. A late month is never sent to the bureaus by Stake.
Every on-time payment reaches all three major credit bureaus. Not one. All three.
Scores can dip in the early weeks as your new tradeline is established. Steady on-time payments are what build the record.
Included with Unlimited at no cost. No enrollment fee, no monthly fee.
Enroll for free in your Stake account. Once enrolled, every on-time rent payment is reported. Available with Unlimited.2
All three. Equifax, Experian, and TransUnion. Most rent reporting services only report to one.
Stake only reports on-time payments. A late payment is never sent to the bureaus by Stake. Pay on time next month and your reporting picks right back up.
Reporting typically appears in 2 to 8 weeks. Your score may dip early as the new tradeline is established, and early months may show no impact. Steady on-time payments over time are what may help improve your FICO® credit score.
No. Credit Builder is included with Unlimited in your Stake account at no extra cost.
No. There’s no credit check, no application, and no minimum score required.
Yes. Credit Builder and Cash Back on Rent are separate benefits. You get both at the same time.
Open your Stake account and enroll. Your on-time payments start counting toward your credit history.
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